We provide benefits to more than 100,000 federal and postal employees and their families in Massachusetts through the Federal Employee Program (FEP). Members have the choice of three preferred provider organization (PPO) medical plans—Standard Option, Basic Option, and FEP Blue Focus—and a dental supplement plan. You can see a side-by-side comparison of benefits at fepblue.org.
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Standard Option PPO
Features of the Standard Option PPO
- Choice of providers inside or outside the preferred provider network
- No referrals required
- No copayment for covered adult preventive screenings and routine physical exams, and well-child care to age 22
- A mail service program that helps members to save on prescription costs
- A preventive (limited) dental benefit
Basic Option PPO
Features of the Basic Option PPO
- Choice of providers from our nationwide preferred provider network
- No referrals required
- No copayment for adult preventive care and well-child care to age 22
- No deductible
- A preventive (limited) dental benefit
FEP Blue Focus
Features of the FEP Blue Focus
- Choice of providers from our nationwide preferred provider network
- Our most affordable FEP plan
- Has copayments, co-insurance, and a deductible
- Includes a reward program for annual physicals
- Physician care is $10 for each for the member’s first 10 combined professional visits
- Does not include coverage for dental care, non-preferred drugs, skilled nursing facility care, hearing aids, or long-term care
